So, folks, how are your fairing as you approach or are already in retirement? How are you coping with a 21% increase over the past three years in the costs of goods and services?
The questions above are of concern for nearly every American, particularly those of retirement age as you are either completing your working years, your accumulation years, or have already entered retirement and now, most will be relying on those accumulated assets to provide income for the rest of their lives, the years of distribution. How daunting is that!
What is further of issue is that most in retirement, for a variety of reasons, have not saved enough and most are in the ‘stock market’, chasing gains and accepting all the risk and volatility….and the losses that do occur. During your years of accumulation, losses were not as concerning as you had time on your side and you knew that the market would recover and, since you were earning a ‘paycheck’, you were not relying on those assets.
How different it is, now in retirement. You do not have the luxury of time. Inflation is presently and collectively, the highest it has been in about 40 years. The economy is not strong and vibrant as layoffs and commercial/retail bankruptcies continue to occur. The volatile stock market, though at present record highs, is way over valued and as we head towards a likely deeper recession, as forecast by noted economists, the expectation is that the market will suffer significant losses.
Since most are ‘in the market’ and reliant on the market for their income withdrawals, what will you do when your retirement asset account dips in value and you must also continue to take income withdrawals? It may well be a recipe for running out of assets and income before you run out of life!
Ok, the above is the bad news! Now, the great news!
What if you could make all of the above concerns irrelevant as it relates to your assets and your income?
What if you could preserve those assets, create market linked growth and lock in those assets as gained?
What if you could create a guaranteed, lifetime income, that vaunted guaranteed paycheck in retirement and, if you wish, have it annually increase by up to 10% per year to keep up with inflation?
What if you could do all of that and truly enjoy your retirement and have peace of mind and financial security for the rest of your life or lives if married?
Well, you can indeed, with proper planning and by utilizing the only financial program capable of performing all of those tasks….the fixed index annuity; into which tens of billions of dollars are being deposited on an annual basis!
Imagine, not having to worry about stock market swings and losses or political and global events and the impact on your assets. Your retirement and other assets will be rendered immune to all and you will prosper in retirement and enjoy a lifestyle you always envisioned.
Also, traditional financial planning suggests that you take no more than a 3% annual income withdrawal in retirement from your assets so you do not run the risk of running out of assets!
With inflation and all as described above, how can you live with such a low income withdrawal?
Well, that is the old paradigm.
With our fixed index program and depending upon your age, you can withdraw 7-9% or more each year and you will NEVER run out of income. Yes, it is remarkable and true.
By the way, if you do not need retirement income from your assets and you have accumulated those assets for legacy/inheritance purposes, how would you like to add up to 40% more to those assets immediately for your beneficiaries and all with no fees whatsoever?
If you are forced to take your rmd each year [nearly 4%], from your IRA, how would you like to have 5% redeposited into your IRA account automatically each year all the way to age 85 for legacy/inheritance enhancement?
Yes, you guessed it….the fixed index annuity can accomplish those tasks as well.
Folks, you need to explore these programs and strategies that have evolved that can now provide the solutions to your retirement and legacy needs and concerns.
It is as simple as reaching out to me directly or through my website and downloading my book, The SWAN Portfolio…to allow you to Sleep Well At Night.